ReduceMyExcess Named Which? Best Buy

30 September 2024

6 min read

by Anna Jones


“We are delighted our excess insurance has been endorsed as a Which? Best Buy.” (Jon Rebuck, co-founder of RME)

Dedicated and innovative car hire excess insurance specialist ReduceMyExcess is delighted to announce its service has been rated a Which? Best Buy. This reputable accolade from consumer champion Which?, renowned for their rigorous evaluations and high standards, acknowledges ReduceMyExcess’ commitment to offering fair and affordable insurance with the highest levels of cover.

Which? Best Buy reviews are entirely impartial; companies cannot nominate their own products or services for evaluation. Which? conducts scrupulous assessments on services, analysing them on criteria such as reliability and customer satisfaction. ReduceMyExcess excels in these areas, as already evidenced by their Feefo Platinum award. Being reviewed as a Which? Best Buy further reinforces the company’s position as a top choice amongst car hire excess insurance providers.


About ReduceMyExcess

ReduceMyExcess is a market leader in car hire excess insurance, committed to transforming the excess insurance space. The journey of ReduceMyExcess began when co-founder Jon Rebuck travelled across Europe and Asia, renting cars along the way. Having navigated the car hire process firsthand, he understands the challenges customers encounter and is motivated to increasing transparency and fairness in the industry.

Since 2011, the objective of ReduceMyExcess has been to educate. They want to provide customers with a reliable, competitive and accessible alternative to the overpriced excess waivers offered by many car hire companies.

Built on a foundation of innovation, ReduceMyExcess challenges existing industry standards by prioritising efficiency and honesty. This leaves customers feeling completely confident when hiring cars abroad. Customer satisfaction is a top priority for ReduceMyExcess, so they are thrilled to be recognised by Which? - a company that equally prioritises the customer.


What is Excess Insurance?

When you hire a car, the rental price typically includes basic insurance, allowing you to drive off with the vehicle after receiving the keys. However, this basic insurance often comes with an ‘excess’. The excess is the amount you must pay out of pocket if the car is damaged, regardless of who is at fault, and the amount can vary between rental companies.

To mitigate these potential costs, many people opt to purchase excess insurance from the car hire company. This additional coverage is designed to handle most damages and accidents during your rental period. However, it's important to be aware that the excess insurance offered by car hire companies is both frequently priced well above its actual value and provides lower levels of cover.

ReduceMyExcess is different. It offers a far more affordable and flexible alternative with a broader scope of coverage compared to standard car hire excess policies. Many car hire excess policies feature exclusions or restrictions but ReduceMyExcess covers important areas typically overlooked such as tyres, windows, the undercarriage, and even lost keys. It also provides a higher excess limit. Unlike car hire policies that are valid on a per-rental basis, ReduceMyExcess also offers annual policies. This helps frequent renters save even more money by paying once and enjoying continuous coverage for an entire year across multiple hire cars.


What does Which? Best Buy mean for ReduceMyExcess?

Since Which? Best Buy endorsements are based solely on meticulous research, the Best Buy rating serves to reinforce and strengthen the trust of ReduceMyExcess customers. It also allows ReduceMyExcess to distinguish itself from car hire excess insurance companies and solidifies its authority in this space.

This recognition from Which? is a testament to the dedication of the ReduceMyExcess team, who work diligently to deliver exceptional value, service and comprehensive coverage to their customers.