10% Discount (Auto Applied)

Driving down the cost of your car hire with car hire excess insurance

Stand-alone car hire excess insurance, providing you with an alternative to costly excess waivers from car hire companies.

How the Price of Our Policy Compares*

*Based upon the average cost of a single trip policy for a 14 day hire period compared with the average non-promotional online price of excess waivers charged by leading hire companies for hiring a compact family car for a period of 14 days commencing on 10 May 2022 to be collected from Madrid Airport. Prices accurate as at 25th March 2022. Representative price saving only, actual prices and savings may vary. Policy covers excess payments only and it is not a full motor insurance policy.

As seen in: The logo of the Guardian newspaper, who featured our car hire excess insurance policies in several articles The logo of the publication Money, who featured ReduceMyExcess reimbursement insurance for car hire policies in their articles The logo of Channel 4 who included us and our hire car excess insurance in one of their programs The logo for This Is Money, who detailed the benefits of taking out a car hire excess insurance policy from ReduceMyExcess The logo of the Telegraph newspaper who featured ReduceMyExcess and our excess insurance for car hire product The logo of the Times newspaper, who included us in articles around hiring a car and saving money with car hire excess insurance The logo of the Express newspaper

What does car hire excess insurance cover?

No excess

We will reimburse the full amount deducted from your card by the car rental company for damage to the car, up to the limit on your policy.

Worldwide

You have a choice of either UK & Europe cover or Worldwide cover.

Annual or daily

We offer short term cover for a one-off trip or an annual cover for multiple trips.

High excess limit

Standard cover limit of up to £10,000 for excess reimbursement (including admin fees) and up to £1,000 for towing costs.

Tyres, windscreen & undercarriage

The cover includes damage to the tyres, windscreen, all auto glass, undercarriage, misfuelling and towing costs of the rental vehicle.

Family Cover (Optional)

Include up to 4 close family members who live with you permanently, they will benefit from the same level of cover when renting a car (only applies to Annual Cover)

Additional Drivers

Up to 8 additional drivers named on the car rental agreement are covered automatically provided they are between 21-84 years of age and hold a valid driving licence.

CDW (Optional)

Choose the Worldwide+ cover to include $50,000 increased excess reimbursement cover in USA and Canada

Personal Possessions

We include up to £300 of cover for your personal possessions stolen from your rental vehicle

How Does Car Hire Excess Insurance Work?

1. AT THE CAR HIRE DESK, YOU ARE OFFERED EXCESS WAIVER YOU SAY: “THANKS, BUT NO THANKS!”

2. THEY PRE-AUTHORISE YOUR CREDIT CARD FOR THE VALUE OF THE EXCESS

3. COLLECT YOUR CAR NOTING ALL EXISTING DAMAGE ON THE FORM AND TAKE PICTURES OF ANY DAMAGE.

4. ENJOY YOUR TRIP KNOWING YOU’VE PAID A GREAT PRICE TO COVER YOUR EXCESS.

5. RETURN THE CAR CHECKING IT OVER WITH THE REP WHO WILL THEN CONFIRM IF THERE IS ANY EXCESS TO PAY.

6. IF THERE IS NEW DAMAGE YOU PAY UP TO YOUR EXCESS AND GET A RECEIPT.

7. LEAVE THE DESK HAPPY KNOWING THAT YOUR ReduceMyExcess WILL REIMBURSE THE EXCESS CHARGE.

8. COMPLETE OUR CLAIMS FORM AND SUBMIT

Why Choose ReduceMyExcess?

Get insured instantly

We’ll email you your documents within seconds, and that’s it, you’re all set for your trip

Underwritten by AIG

With 100 years of experience, American International Group, Inc is a leading global insurance organisation serving customers in 80+ countries. American International Group UK Ltd is a member of the AIG group.

PLATINUM TRUSTED

Our brand has a strong reputation. We listen to our customers feedback and constantly work on improving service.