In terms of process this was straight forward and informative. The acid test is (and hopefully not) should an incident occurs that requires me to claim back any excess paid.
Reviewed by Peter Samuels 19th November 2024
Buying it was quick and easy - fortunately not had to actually test it so far!
Reviewed Anonymous 19th November 2024
Truly outstanding I made an error and renewed before my old policy expired. The admin team fixed it and refunded me in a jiffy. Great service excellent company.
Reviewed by Andrew Jones 19th November 2024
Straight-forward application process and competitive cost and civer
Was simple quick and easy
Reviewed by Alan Sawyer 19th November 2024
Easy to use - does what it says on the tin at a good price compared with rental companies
Reviewed Anonymous 18th November 2024
It was easy to set up the insurance and much cheaper than the hire company's cover. I cannot comment on what happens if a claim is made since I didn't make one.
It was all online. I didn’t need to speak to anyone straightforward hassle free.. I just hope that I won’t have to use this insurance, other than that all good
Reviewed by Sunny 17th November 2024
Good value for money. Had 2 back to back rentals and it was not much more money to take out a worldwide annual premium. Easy process for piece of mind.
Reviewed by Mark 17th November 2024
Very good value and easy to arrange
Reviewed Anonymous 17th November 2024
Easy to set up, had a claim in the past which was dealt with efficiently.
Reviewed by Vesselin Petrov 16th November 2024
Needed to cancel policy soon after taking it out as car hire trips were cancelled. II was easy to do and only a small charge incurred.
Reviewed Anonymous 16th November 2024
Documents didn’t come through but very responsive team sent them when I asked through email
First class have used a few times for various trips now and always good .
Reviewed by John O'Donnell 14th November 2024
Well priced and easy to see what is covered.
Reviewed by Paul Smillie 14th November 2024
*Based upon the average cost of a single trip policy for a 14 day hire period compared with the average non-promotional online price of excess waivers charged by leading hire companies for hiring a compact family car for a period of 14 days commencing on 10 May 2022 to be collected from Madrid Airport. Prices accurate as at 25th March 2022. Representative price saving only, actual prices and savings may vary. Policy covers excess payments only and it is not a full motor insurance policy.
We will reimburse the full amount deducted from your card by the car rental company for damage to the car, up to the limit on your policy.
You have a choice of either UK & Europe cover or Worldwide cover.
We offer short term cover for a one-off trip or an annual cover for multiple trips.
Standard cover limit of up to £10,000 for excess reimbursement (including admin fees) and up to £1,000 for towing costs.
The cover includes damage to the tyres, windscreen, all auto glass, undercarriage, misfuelling and towing costs of the rental vehicle.
Include up to 4 close family members who live with you permanently, they will benefit from the same level of cover when renting a car (only applies to Annual Cover)
Up to 8 additional drivers named on the car rental agreement are covered automatically provided they are between 21-84 years of age and hold a valid driving licence.
Choose the Worldwide+ cover to include $50,000 increased excess reimbursement cover in USA and Canada
We include up to £300 of cover for your personal possessions stolen from your rental vehicle
1. AT THE CAR HIRE DESK, YOU ARE OFFERED EXCESS WAIVER YOU SAY: “THANKS, BUT NO THANKS!”
2. THEY PRE-AUTHORISE YOUR CREDIT CARD FOR THE VALUE OF THE EXCESS
3. COLLECT YOUR CAR NOTING ALL EXISTING DAMAGE ON THE FORM AND TAKE PICTURES OF ANY DAMAGE.
4. ENJOY YOUR TRIP KNOWING YOU’VE PAID A GREAT PRICE TO COVER YOUR EXCESS.
5. RETURN THE CAR CHECKING IT OVER WITH THE REP WHO WILL THEN CONFIRM IF THERE IS ANY EXCESS TO PAY.
6. IF THERE IS NEW DAMAGE YOU PAY UP TO YOUR EXCESS AND GET A RECEIPT.
7. LEAVE THE DESK HAPPY KNOWING THAT YOUR ReduceMyExcess WILL REIMBURSE THE EXCESS CHARGE.
8. COMPLETE OUR CLAIMS FORM AND SUBMIT
We’ll email you your documents within seconds, and that’s it, you’re all set for your trip
With 100 years of experience, American International Group, Inc is a leading global insurance organisation serving customers in 80+ countries. American International Group UK Ltd is a member of the AIG group.
Our brand has a strong reputation. We listen to our customers feedback and constantly work on improving service.