When planning a summer holiday, one of the biggest decisions you’ll make is how you’re going to get around once you arrive.
Public transport can work well in some destinations but it isn’t always the most convenient option as things like delayed services, uncomfortably crowded trains, limited routes and strict timetables can all impact how much you see and do during your trip.
For lots of people, hiring a car offers a great deal more freedom and flexibility – but for you, you might be wondering if it’s worth the extra cost.
This useful guide looks at situation where hiring a car makes sense, when it might not and what else you should consider before you consider booking.
Freedom and Flexibility on Holiday
One of the biggest advantages of hiring a car is the flexibility it gives you.
Relying on public transport means your day often needs to be more planned around bus journeys, train departures, and return journeys. If you miss a service you might find yourself waiting around.
With a hire car, you’re able to travel as and when it suits you. Want to leave early to avoid the crowds? Stay longer at a beach you love? Stop at a village you discover along the way? A car makes those decisions much easier. This freedom is often one of the main reasons people choose to a hire a car in the first place.
Does Your Destination Suit a Hire Car?
Not every holiday requires a car. If you’re staying in the middle of city that has excellent transport links, hiring a car could create more problems than it solves when you factor in things like parking expenses, heavy traffic and some cities operate restricted driving zones that tourists might not be familiar with.
That being said, if you’re staying outside a city centre, visiting multiple locations or heading to a rural area where public transport is limited, a car can make a big difference. This is definitely true for destinations where attractions, beaches or accommodations are spread out over a large area.
Can Hiring a Car Save Time?
Hiring a car doesn’t automatically mean you’ll get everywhere faster as summer is one one of the busiest travel periods of the year, and traffic can be heavy in popular tourist destinations.
Access to a car often removes many of the smaller frustrations that come with public transport. You don’t need to wait for the next service, carry luggage through stations, make multiple connections or working backwards from a return timetable, which can be especially valuable on travel days when you’re arriving late, leaving early or trying to reach somewhere that’s difficult to access by public transport.
It does remove friction however as you don’t need to be waiting for the next service or be dragging your luggage across the station or work backwards rom a return timetable. Although the roads are likely to be busy, the journey itself is usually simple. This is most noticeable on travel days where early starts, late arrivals or remote destinations can make public transport feel like a lot of extra work.
Hire Cars Can Be More Comfortable in Summer
Comfort is another fact that can be easy to overlook when you’re planning a trip. In summer, the buses are likely to be crowded, the trains busier and if you have to do a long walk these will be done in higher temperatures. If you’re travelling with children, carrying lots of luggage or are out for a full day trip, this can quickly become tiring.
Having your own car means you have a private, air-conditioned space. It makes transporting luggage, beach equipment or shopping so much more bearable. Sometimes convenience isn’t just about saving time, it’s also about making the holiday more enjoyable.
Impact of Travelling As A Group
When travelling as a couple, family or group of friends, the costs of public transport can add up surprisingly quickly with the various train tickets, airport transfer, taxi and luggage charges.
A hire car also means everyone is able to travel together which makes coordinating plans a lot easier and avoids the hassle of meeting at different locations. Also, having someone else to share driving responsibilities with can make the journey a lot more manageable. All ReduceMyExcess policies cover 8 additional named drivers included on the rental agreement under a single policy.
What Costs Should You Consider
When you’re comparing your car hire options, you should look beyond the basic rental price as hiring a car can include costs for the following:
Whilst these costs can add up, they should be weighted up against the cost of alternative transport, especially if multiple people are travelling together. In a lot of cases, the convenience of hiring a car alone makes it worthwhile.
Understanding Car Hire Excess Charges
Most car hire companies include insurance with the vehicle, but that insurance usually comes with an excess. This is the amount you’ll be responsible for paying if the vehicle is damaged, stolen or involved in an incident. Depending on the destination and vehicle, the excess can run into hundreds or even thousands of pounds.
Lots of car hire companies offer their own excess waiver products at the rental desk, often for a daily fee and whilst this is convenient, they tend to be significantly more expensive than arranging standalone cover before you travel.
A standalone car hire excess insurance policy is designed to reimburse the excess you’re charged by the rental company following a valid claim. It doesn’t prevent accidents from happening, but it can help protect you from unexpected costs if they do.
Pros and Cons of Hiring a Car on Holiday
| Pros ✔️ | Cons ⚠️ |
| Travel on your own schedule | Fuel and parking costs |
| Explore places away from tourist hotspots | Traffic during peak season |
| More comfortable in hot weather | Driving in unfamiliar locations |
| Easier luggage transport | Road tolls in some countries |
| Often good value for families and groups | Potential excess charges if damage occurs (but ReduceMyExcess can reimburse this back to you) |
| Greater flexibility if plans change |
Is Hiring a Car Worth It?
Ultimately, whether hiring a car is worth it depends on the type of holiday you’re planning. If you’re spending your entire trip in a well-connected city, public transport may be all you need.
However, if you value flexibility, want to explore beyond the main tourist areas, are travelling as a family, or simply prefer travelling on your own schedule, hiring a car can make your holiday significantly easier and more enjoyable.
Before you travel, it’s also worth checking what insurance is included with your rental agreement and considering arranging standalone car hire excess insurance could help protect you from unexpected charges.
Anna’s top tip
I always sort my car hire excess insurance before I travel. Once you’ve landed, collected your luggage and you’re standing at the rental desk after a long journey, it’s much harder to compare options or make a clear decision. Having your cover arranged in advance means one less thing to think about and helps avoid any pressure to buy additional products on the day.
FAQs
For many travellers, yes. A hire car offers flexibility, convenience and the ability to explore areas that may be difficult to reach by public transport.
It depends on your destination and how many people are travelling. For solo travellers in major cities, public transport may be cheaper. For families and groups, hiring a car can often provide better value.
Most rental agreements include an insurance excess. Car hire excess insurance can help reimburse this cost if you’re charged following a valid claim.
Usually yes, provided they’re added to the rental agreement as an authorised driver. Always check the rental company’s terms and conditions before travelling.

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